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D&O and EPLI Coverage

Directors & Officers Liability Insurance is just as important as Employment Practices Liability Insurance. Unfortunately, lawsuits have become a common occurance for business owners, directors, and officers. With regulations becoming more complicated, the risk of being personally named in a lawsuit is increasing. Cooper & Allison Insurance provides experience, expertise and protection related to these ever growing areas of risk management.


Companies with a board of directors or coporate officers should hold Directors & Officers Liability Insurance to protect the personal assets of their board members and officers. Without D&O coverage, directors and officers are at risk of being named personally in lawsuits against the company.

Most individuals who serve in such positions will insist upon having D&O Insurance coverage in place before accepting the position. Likewise, investors are seldom willing to risk funding an organization that does not have sufficient D&O coverage in place.

EPLI Insurance

EPLI is a separate insurance available to businesses with employees regardless of size. This insurance protects against discrimination, sexual harrassment, wrongful termination and other lawsuits filed by current, former, or prospective employees.