To properly protect yourself from the always present danger of huge awards for auto liability, it is imperative that you maintain the proper level of coverage for your particular situation.
Auto insurance provides property, liability and medical coverage:
If you have any doubts about the appropriate level of automobile coverage that's right for you, we have excellent plans available through reputable auto insurers, and we will be happy to help pinpoint the coverages best suited to your needs. An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements. Your auto policy may include all six coverages, or some of them with each coverage being priced separately. These can include: Bodily Injury Liability, Medical Payments or Personal Injury Protection (PIP), Property Damage Liability, Collision, Comprehensive, and Uninsured Motorist Coverage.
Worried About Premium Costs?
We want to keep costs as low as possible for our clients, which is why we've partnered with a variety of providers offering plans that take into account safe driving and responsible lifestyles. There are many different ways to lower your premium cost, including:
- -Insuring more than one vehicle
- -Combining your home and auto policy
- -Choosing higher deductible amounts
- -Carry full coverage and high coverage limits
- -Low annual mileage
- -Driving your vehicle for pleasure or farm-use only
- -Students that can demonstrate “good student status”
By using an independent agent working with many companies, we can provide you comparative rates and insure that your are getting the same coverage.